If online accounts are something you've pondered, start your research here. These are some of the top-rated available. Just remember when you are looking at these accounts and their interest rates, they aren't necessarily worse than a physical bank that doesn't offer an online option.
Ally a really great choice
With no minimum balance needed a 24/7 consumer service department that has a really good reputation, Ally Bank can be the very best place to go for your savings needs. Customers can get CDs and IRAs if they would like to through the bank as well. There are virtually no fees, and the site is really easy to use.
Try out CIT
CIT has a $100 minimum balance, but there are no other charges for its savings accounts. There are also great consumer service reps available to the Small business administration Preferred Lender. The company provides a 0.90 percent APY on balances under $25,000 and a 1.05 percent interest above that.
Best online savings accounts No. 3 - American Express Personal Savings
Through American Express Bank, FSB, this savings account has an APY of 0.90 percent currently. The bank offers full 24/7 service, and there are no charges or minimums.
Choose Discover too
Another bank better known for its credit cards, the Discover bank account has a yield of 0.80 percent. A minimum balance of $500 is needed to open the account, but after that, no minimum is needed and there are no monthly fees. Service is 24/7 via all common communication methods.
Try EverBank
For severe savers, the EverBank Yield Pledge Cash Industry has a very high 1.25 percent introductory rate on balances of $50,000 or less. Over the first year, the APY still sits high at 1.01 percent. The entry amount is $1,500, the bank's site is intuitive and numerous other savings goods are accessible. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
Ally a really great choice
With no minimum balance needed a 24/7 consumer service department that has a really good reputation, Ally Bank can be the very best place to go for your savings needs. Customers can get CDs and IRAs if they would like to through the bank as well. There are virtually no fees, and the site is really easy to use.
Try out CIT
CIT has a $100 minimum balance, but there are no other charges for its savings accounts. There are also great consumer service reps available to the Small business administration Preferred Lender. The company provides a 0.90 percent APY on balances under $25,000 and a 1.05 percent interest above that.
Best online savings accounts No. 3 - American Express Personal Savings
Through American Express Bank, FSB, this savings account has an APY of 0.90 percent currently. The bank offers full 24/7 service, and there are no charges or minimums.
Choose Discover too
Another bank better known for its credit cards, the Discover bank account has a yield of 0.80 percent. A minimum balance of $500 is needed to open the account, but after that, no minimum is needed and there are no monthly fees. Service is 24/7 via all common communication methods.
Try EverBank
For severe savers, the EverBank Yield Pledge Cash Industry has a very high 1.25 percent introductory rate on balances of $50,000 or less. Over the first year, the APY still sits high at 1.01 percent. The entry amount is $1,500, the bank's site is intuitive and numerous other savings goods are accessible. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
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